Health Insurance - Prime Wealth Management

Health Insurance

Comprehensive medical coverage for individuals, families, and senior citizens with cashless hospitalization at 10,000+ network hospitals.

What is Health Insurance?

Protect yourself and your family from rising medical costs with comprehensive health coverage.

Secure Your Health, Secure Your Future

Health insurance is a crucial financial tool that provides coverage for medical expenses arising from illnesses, accidents, or hospitalization. In today's world, where medical costs are skyrocketing, having adequate health insurance is no longer a luxury but a necessity.

At Prime Wealth Management, we understand that every individual and family has unique healthcare needs. That's why we offer customized health insurance plans from India's top insurance providers, ensuring you get the right coverage at the most competitive premiums.

"A good health insurance plan doesn't just protect your savings; it protects your family's future and peace of mind."

Our health insurance plans cover everything from routine check-ups and day-care procedures to major surgeries and critical illnesses. With cashless hospitalization facilities at over 10,000 network hospitals across India, you can focus on recovery while we handle the paperwork.

Health Insurance

Key Benefits

Discover why our health insurance plans are the smart choice for protecting your family's health.

Cashless Hospitalization

Access to 10,000+ network hospitals across India where you can get treated without paying upfront cash. We settle bills directly with the hospital.

Comprehensive Coverage

Covers hospitalization, pre and post hospitalization expenses, day-care procedures, ambulance charges, and critical illnesses with generous sum insured options.

Tax Benefits

Premium paid towards health insurance qualifies for tax deduction under Section 80D of the Income Tax Act, up to ₹1 lakh per financial year.

No Claim Bonus

Reward for not making any claims during the policy year. Get up to 50% increase in sum insured or discount on premium at renewal.

Lifetime Renewability

Most of our health insurance plans offer lifetime renewability, ensuring you remain covered even in your senior years when you need it most.

Quick Claim Settlement

We facilitate quick claim settlement with dedicated support. Our average claim settlement time is just 2-3 working days for cashless claims.

What's Covered

Our health insurance plans provide extensive coverage for various medical expenses.

Hospitalization Expenses
Pre & Post Hospitalization
Day Care Procedures
Ambulance Charges
Critical Illness Coverage
Doctor Consultation Fees
Medicine & Pharmacy Bills
Diagnostic Tests
Health Insurance Coverage

Health Insurance Plans

Choose from our range of health insurance plans designed for different needs and budgets.

Individual Plan

₹8,999*
Per Year

For single individuals

  • Cover up to ₹10 Lakhs
  • Cashless hospitalization
  • Pre-existing disease cover
  • Annual health check-up
  • Room rent limit: ₹5,000/day

Family Floater Plan

₹18,999*
Per Year

Covers entire family

  • Cover up to ₹25 Lakhs
  • Spouse & children covered
  • Maternity benefit optional
  • Newborn baby cover
  • Room rent limit: ₹7,500/day

Senior Citizen Plan

₹24,999*
Per Year

For parents & elderly

  • Cover up to ₹15 Lakhs
  • Entry age up to 75 years
  • Pre-existing disease cover
  • Free annual health check-up
  • Room rent limit: ₹10,000/day

Frequently Asked Questions

Find answers to common questions about health insurance.

What is the waiting period for pre-existing diseases?

The waiting period for pre-existing diseases varies between 2-4 years depending on the insurance provider and plan. Some plans offer coverage for pre-existing conditions from day 1 with certain conditions.

Can I include my parents in my health insurance plan?

Yes, you can include your parents in your health insurance plan either as part of a family floater plan or through separate senior citizen plans specifically designed for elderly parents.

What is cashless hospitalization?

Cashless hospitalization allows you to get medical treatment at network hospitals without paying cash upfront. The insurance company settles the bill directly with the hospital, subject to policy terms and conditions.

Are day-care procedures covered?

Yes, most health insurance plans cover day-care procedures that require less than 24 hours of hospitalization, such as cataract surgery, chemotherapy, dialysis, and more.

Can I port my existing health insurance policy?

Yes, health insurance portability is allowed as per IRDAI guidelines. You can switch your policy to another insurer without losing the benefits of waiting periods already served.

Secure Your Health Today

Don't wait for a medical emergency to realize the importance of health insurance. Get a personalized health insurance plan that fits your needs and budget.

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